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Other Valuable Services
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Business Debit Card |
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Business
Purchasing Card |
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OOPS! |
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Business
Ready Credit |
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Merchant Services |
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ACH Payroll Direct Deposit |
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Courier Service |
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Desktop Deposits Demo |
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(Demo may take a few minutes to load) |
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Business Debit Card |
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Obtain cards for any authorized signer on your account. |
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Each authorized signer will have their own card
number; therefore, different limits can be established for each
user. |
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Purchases are automatically deducted from your
business checking account. |
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No charges for use at point-of-sale (POS) merchants or
ATM terminals owned by us. |
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ATM withdrawals and inquiries at terminals not owned
by us are subject to a $1 fee (with the first 4 transactions per
calendar month at no charge). |
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$5 issue fee per card. |
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Contact a Personal Banker for an application. |
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Visit
DebitFacts.org
to learn more about Debit Cards.. |
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| Business
Purchasing Card |
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Provides instant purchasing power at 19 million merchants
around the world, including wholesalers and distributors. |
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Streamlines purchasing system enabling faster receipt of
goods and a reduced number of payments, improving the company’s bottom
line. |
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Built-in spending controls allow for flexibility in setting
appropriate employee spending limits and the ability to block
inappropriate purchases by vendor types. |
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Comprehensive reporting provides key information to help
support tax reporting activities, and allows for more accurate tracking of
number and amount of small dollar purchases to help achieve greater
leverage in vendor negotiations. |
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Annual fee is $0 to $75 depending on card volume and
settlement frequency. |
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Contact a Personal Banker for more information. |
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| Business
Ready Credit |
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Provides protection against overdraft fees. |
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Eliminates embarrassment of returned checks. |
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Provides immediate line of credit for emergencies. |
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Advances to checking in $100 increments. |
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$25 annual fee. |
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Monthly minimum payment is $100 or payoff amount if balance
is less than $100. |
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Loan pre-approved and available just by writing a check. |
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Merchant Services |
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Accept Visa, MasterCard, Discover and American Express from
customers to increase sales. |
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Competitive pricing. |
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Monthly statement. |
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Internet access to account activity. |
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Variety of options available to suit business processing
needs. |
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Credit and debit cards accepted. |
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ACH Payroll Direct Deposit |
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Save time and money in check processing. |
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Avoid mailing or having an employee on-hand to deliver
checks to employees. |
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Employees receive funds quickly. |
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No need to reissue lost payroll checks. |
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Eliminates theft of employees checks. |
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Local support available. |
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Internet-based system and very user friendly. |
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Allows multiple users. |
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Reporting system to track access to system and transactions. |
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Ability to offer direct deposit to one or multiple banks and accounts. |
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Courier Service |
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The Stephenson National Bank & Trust will pick up your
deposits daily during normal business hours, Monday through Friday. |
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If you do not need daily pick up, let us know your preference - weekly,
monthly, or periodically. |
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Save Time
- No need to drive to the bank, sit in traffic or wait in line. |
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Safe & Secure
- Our insured courier will transport your deposit, saving you and your
staff the worry of carrying it to the bank. |
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Save Money
- Gas, employee wages and time away from the business all add up. |
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Let us do the running for you! |
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Features: |
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Deposit pick-ups. |
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Currency/coin order requests. |
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Same day credit to your account. |
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Statement delivery. |
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Locked delivery bags. |
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Reasonable fees. |
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Daily, weekly and monthly schedules or pick up on demand. |
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