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Consumer Alerts |
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The Stephenson National Bank & Trust feels that it is
important to alert the community to scams and fraudulent
activity. Awareness is the key to avoiding being victimized by
these types of crimes. |
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Any legitimate financial institution will NEVER ask you to
verify your personal account information. Remember, keep any your
personal information such as Social Security number and credit
card number in a safe location. |
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Feel safe knowing your ATM & Debit Card
transactions are
monitored by Fraud Detective, click
here to learn more. |
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Recent Fraudulent
Activity in our Community |
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Personal information that you should
never
release in a conversation that you did not initiate
includes… |
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1. Bank Account Numbers |
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2. Credit or Debit Card Numbers |
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3. Personal Identification Number (PIN) |
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4. Social Security Number |
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5. Bank Online Access ID or Password |
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Consumer Fraud
Information |
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Identity
Theft
is a generic term that covers a number of possible loss
situations including purse/wallet snatch, mail theft,
insider sources, imposters, spy ware, phishing scams,
account takeover (using account information to commit a
fraud), full-blown identity theft (an imposter obtains
personal information about the victim and “takes over”
their identity in another location, normally another
state), and data compromise. |
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Check fraud
is another problem which utilizes internet auctions,
sweepstakes or lottery scams, false charities or chat
rooms to trick consumers into depositing counterfeit
cashier’s checks and money orders with instructions to
send funds back to someone, either the remitter or
another person involved with the scam. When the check
is returned to the bank as counterfeit, the consumer is
legally responsible for restitution. |
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Education
is
the best way to protect you from these types of thefts. Arm yourself with as much information and knowledge
about what avenues these thieves are taking to get your
money or your identity. Many government agencies
websites provide information on various frauds and
identity theft to educate consumers on how to protect
themselves. They also provide information and
instructions on what to do if you’ve been victimized
including reporting the incident to them. This is
helpful in compiling statistics and the sharing of
information may lead to identifying the perpetrators of
these crimes. |
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DebitFacts.org |
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Articles and Tips: |
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You Have the Power to Stop Identity Theft |
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Avoid Costly Mistakes |
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Tips
to Protect Your Identity |
| Saving is
Smart |
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Fraudulent
Telephone Schemes |
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Sweepstakes Scams |
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Identity Theft & Fraud |
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Vishing |
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Phishing |
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