Other Valuable Services

 No matter which checking account option you select,

you can add value to your account with these enhancements!

Security Plus

Review balances & transaction history
for Gift Cards already purchased

Switch Kit

Overdraft Protection

Ready Credit

Overdraft Courtesy Coverage

Visa^® Debit Card

ATM Card

Fraud Detective

Visa^® Credit Card

Combined Statement

Bankline

Internet Banking

Overdraft Protection

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Ø      Overdraft amount transfers automatically from another checking or statement savings account.

Ø      Save money on overdraft charges.

Ø      Eliminates embarrassment of returned checks.

Ø      Service charge of $5 per transfer.

Ø      Transfer amount is equal to the amount of the overdraft plus the fee.

Ø      Can qualify regardless of credit history.

Ø      Click here for the Overdraft Education Center.

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Ø      Provides protection against overdraft fees.

Ø      Eliminates embarrassment of returned checks.

Ø      Provides immediate line of credit for emergencies.

Ø      Automatic monthly payments from checking of 5% of the outstanding balance or $10, whichever is higher.

Ø      Access available within two weeks of application approval.

Ø      $35 annual fee.

Ø      Advances to checking in $100 increments.

Ø      Finance charge only on funds used.

Ø      Loan pre-approved and available just by writing a check.

Ø      Print the application and Apply today!

Ø      Click here for the Overdraft Education Center.

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Ø      Customers must  enroll to this program.

Ø      Provides protection against overdraft fees.

Ø      Instead of automatically returning NSF items unpaid, we may CONSIDER paying checks for qualified accounts.

Ø      There are no additional costs or fees, only our normal NSF/OD fees will be charged, whether we approve an overdraft item for payment or return it unpaid.

Ø      SNBT provides complimentary Personal Financial Consulting for individuals who need help with their finances to learn how to get back on track.

Ø      Print the disclosure and Enroll Today!

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Ø      Allows access to ATMs 24-hours a day, seven days a week.

Ø      Your transactions are monitored by Fraud Detective, click here to learn more.

Ø      Provides an alternative to busy teller lines.

Ø      Can be used at merchants displaying the Visa^® logo.

Ø      Transactions itemized on checking statement.

Ø      Purchases automatically deducted from checking account.

Ø      Personal Identification Number (PIN) can be selected.

Ø      ATM withdrawals up to $250 per day. Learn more about limits.

Ø      Purchases limits can be determined upon account opening.

Ø      Can be linked to savings account for ATM access only.

Ø      Card issued within 10 days of approval of application.

Ø      Receive 4 free ATM transactions per calendar month at non-SNBT ATMs (applies only to checking account transactions). All savings account transactions conducted at a non-SNBT machines will be charged a $1 fee.

Ø      You may use your card at ATMs displaying the Pulse or Cirrus logo.

Ø      Visit DebitFacts.org to learn more about Debit Cards.

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Ø      Allows access to ATMs 24-hours a day, seven days a week.

Ø      Your transactions are monitored by Fraud Detective, click here to learn more.

Ø      Provides an alternative to busy teller lines.

Ø      Transactions itemized on statement.

Ø      Personal Identification Number (PIN) can be selected.

Ø      ATM withdrawals up to $250 per day. Learn more about limits.

Ø      Point of Sale (POS) purchases up to $250 per day.

Ø      Receive 4 free ATM transactions per calendar month at non-SNBT ATMs (applies only to checking account transactions). All savings account transactions conducted at a non-SNBT machines will be charged a $1 fee.

Ø      Card issued immediately upon approval of application.

Ø      Card can be linked to checking and/or savings.

Ø      You may use your card at ATMs displaying the Pulse or Cirrus logo.

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Ø      Apply Online! Click here for an online application.

Ø      Receive a 0% introductory APR for 6 months on all purchases and balance transfers.

Ø      Earn $25 with your first purchase: The first time you use your card you will earn 2,500 bonus points which can be redeemed for $25 credit on your statement.

Ø      There is no annual fee.

Ø      Enjoy low rates and generous credit lines.

Ø      Check the status of your reward points by logging in here.

Ø      Click Here to learn more about recent Credit Card Act Rules.

Ø      Visit the Facts About Credit Cards website.

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Ø      Reconcile all bank accounts in one sitting.

Ø      No charge.

Ø      Information on statement can be itemized or summarized.

Ø      Eligible accounts include checking, statement savings, loans, club accounts, and Progressive Money Market.

Ø      All accounts must be titled identically.

Ø      Main account must be a checking account.

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Ø      Click Here to find out more information about Bankline.

Ø      24-hour bank-by-phone service.

Ø      Access account information anytime, anywhere, with a touch-tone phone.

Ø      Eligible accounts include checking, savings and club accounts, money market accounts, CDs, IRAs, and mortgage, consumer and commercial loans.

Ø      Personal Identification Number (PIN) can be selected.

Ø      No charge.