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Personal Savings
Accounts
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At the
Stephenson National Bank & Trust, |
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we have a
savings account for everyone … and every season! |
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Statement
Savings |
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Junior
Savings
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Club
Accounts
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Statement
Savings ($50 deposit to open)
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Back to the
Top |
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$50 minimum balance required to obtain the disclosed annual
percentage yield. |
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$100 minimum balance requirement to avoid $1 per month
service charge. |
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Interest compounded quarterly. |
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Interest credited to the account quarterly. |
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$10 fee if account is closed within three months of opening
date. |
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Interest rate and annual percentage yield may change daily
at our discretion. |
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Refer to
Deposit Rates for current interest
rates. |
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FDIC insured. |
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Junior
Savings ($10 deposit to open) |
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Back to the Top
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$10 minimum balance required to obtain the disclosed annual
percentage yield. |
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Interest rate and annual percentage yield may change daily
at our discretion. |
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Interest compounded quarterly. |
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Interest credited to the account quarterly. |
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$10 fee if account is closed within three months of opening
date. |
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Automatically converts to a regular statement savings
account when account holder reaches the age of 18. |
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Earn fun prizes for making deposits. |
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Refer to
Deposit Rates for current interest
rates. |
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FDIC insured. |
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Club
Accounts ($5 deposit to open) |
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Back to the Top
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Must have a checking or savings account to establish any club account |
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Back-to-School Club – principal and interest
paid annually each July. |
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Christmas Club – principal and interest paid
annually each October. |
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Sunny Day Savings – principal and interest
paid annually each March. |
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Winter Vacation Club – principal and
interest paid annually each January. |
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Ability to establish automatic deposits to account from checking or
savings |
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Interest rate and annual percentage yield may change daily
at our discretion. |
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Simple interest credited to the account annually. |
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$5 minimum balance required to obtain the disclosed annual
percentage yield. |
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$10 fee if account closed anytime during the club term. |
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Refer to
Deposit Rates for current interest
rates. |
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FDIC insured. |
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