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Retirement Planning for All Ages |
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| Don’t Wait to Start Saving |
| It’s so easy to let other financial obligations (cars,
homes, college education for the kids) take priority over funding your
retirement. It may seem far away, yet it’s critical to get an early
start on your planning. |
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| In Your 20’s |
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During this decade you may think you don’t have to
worry about saving for retirement or, worse, you just don’t think
about it at all - and that’s a big mistake. This is the best time to
start saving, because of the magic of compound interest, you can make your money work for you by starting to save early in
life. |
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| In Your 30’s |
| During this decade your salary level may increase,
therefore you should consider increasing the amount and percentage
you’re contributing to your retirement accounts. Maintain a balance
between living for today, and saving for tomorrow. If you use the old
adage “Pay Yourself First,” you can achieve both. |
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| In Your 40’s |
| During this decade you realize that retirement is not as
far away as you once thought. Don’t get overwhelmed, talk to a
retirement expert who can help you leverage your current savings and
develop a strategy. |
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| In Your 50’s |
| During this decade you may need to play catch-up to get
back on track. Increase your savings, rethink your spending, and
reassess your retirement income needs. A retirement expert can recommend
several strategies that allow you to live your retirement on your terms. |
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| In Your 60's |
| During this decade you may be near retirement or in retirement. Are
you sure that the funds you have saved are going to last you through
the next stage of your life? If you aren't sure whether you've saved
enough, see a SNBT retirement expert. |
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Click on the 2012 Tax Planning Guide
for more information. |
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No matter when you start
planning for your future,
a retirement expert at SNBT can help. |
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