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Super
Now Account
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Super
Now
Account*
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Interest
Rate
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Annual
Percentage
Yield (APY)
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Compounding
Method
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| $500.00........$9,999.99 |
0.10 |
0.10 |
Monthly |
| $10,000.00......$19,999.99 |
0.10 |
0.10 |
Monthly |
| $20,000.00......$49,999.99 |
0.35 |
0.35 |
Monthly |
| $50,000.00..........Or More |
0.60 |
0.60 |
Monthly |
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*BUSINESS SUPER NOW & BASIC PLUS
ACCOUNTS REQUIRE $1,000.00 MINIMUM
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Sterling Checking
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Sterling Checking
Account
|
Interest
Rate
|
Annual Percentage
Yield (APY)
|
Compounding
Method
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| $5,000.00......$24,999.99 |
0.25 |
0.25 |
Monthly |
| $25,000.00......$74,999.99 |
0.75 |
0.75 |
Monthly |
| $75,000.00..........Or More |
1.00 |
1.00 |
Monthly |
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Money Market Account
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Money Market
Account
|
Interest
Rate
|
Annual Percentage
Yield (APY)
|
Compounding
Method
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| $.01.........$999.99 |
0.10 |
0.10 |
Monthly |
| $1,000.00......$9,999.99 |
0.10 |
0.10 |
Monthly |
| $10,000.00....$19,999.99 |
0.10 |
0.10 |
Monthly |
| $20,000.00....$49,999.99 |
0.35 |
0.35 |
Monthly |
| $50,000.00........Or More |
0.60 |
0.60 |
Monthly |
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Progressive
Money Market
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Progressive
Money Market
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Interest
Rate
|
Annual
Percentage
Yield (APY)
|
Compounding
Method
|
| $.01......$9,999.99 |
0.25 |
0.25 |
Monthly |
| $10,000.00....$49,999.99 |
0.60 |
0.60 |
Monthly |
| $50,000.00....$99,999.99 |
0.85 |
0.85 |
Monthly |
| $100,000.00........Or More |
1.09 |
1.10 |
Monthly |
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Health Savings
Account
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Health Savings
Account
|
Interest
Rate
|
Annual Percentage
Yield (APY)
|
Compounding
Method
|
| $50.00.........$999.99 |
0.25 |
0.25 |
Monthly |
| $1,000.00......$9,999.99 |
0.35 |
0.35 |
Monthly |
| $10,000.00....$24,999.99 |
0.85 |
0.85 |
Monthly |
| $25,000.00........Or More |
1.09 |
1.10 |
Monthly |
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Prime Savings
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Prime Savings
Account
|
Interest
Rate
|
Annual Percentage
Yield (APY)
|
Compounding
Method
|
| $0.01.......$4,999.99 |
0.25 |
0.25 |
Monthly |
| $5,000.00...........Or
More |
1.625 |
1.63 |
Monthly |
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Savings
Accounts
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Savings
Accounts
|
Interest
Rate
|
Annual
Percentage
Yield (APY)
|
Compounding
Method
|
| Savings |
0.25 |
0.25 |
Quarterly |
| Junior Savers |
0.25 |
0.25 |
Quarterly |
| Minors |
0.25 |
0.25 |
Quarterly |
| Club Accounts |
0.25 |
0.25 |
Simple Interest |
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Certificates
of Deposit
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Certificates
of
Deposit
|
CD
Amount
|
Interest
Rate
|
Annual
Percentage
Yield (APY)
|
Compounding
Method
|
| 3 Month |
$2,500 |
1.29 |
1.30 |
Quarterly |
| 6 Month |
$2,500 |
1.59 |
1.60 |
Semi-Annually |
| 9 Month |
$1,000 |
1.86 |
1.86 |
Simple Interest |
| 12 Month |
$1,000 |
1.89 |
1.90 |
Quarterly |
| 12 Month Add-on** |
$100 |
1.00 |
1.00 |
Quarterly |
| 15 Month |
$1,000 |
1.94 |
1.95 |
Quarterly |
| 15 Month |
$10,000 |
2.08 |
2.10 |
Quarterly |
| 18 Month |
$1,000 |
1.99 |
2.00 |
Quarterly |
| 18 Mo. IRA PB** |
$100 |
1.99 |
2.00 |
Semi-Annually |
| 24 Month |
$1,000 |
2.33 |
2.35 |
Quarterly |
| 24 Mo. Option** |
$5,000 |
2.23 |
2.25 |
Quarterly |
| 30 Month |
$1,000 |
2.44 |
2.46 |
Quarterly |
| 30 Month Step ** |
$10,000 |
overall APY |
2.65 |
Semi-Annually |
| 36 Month |
$1,000 |
2.53 |
2.55 |
Quarterly |
| 36 Mo. Option** |
$5,000
|
2.44 |
2.46 |
Quarterly |
| 48 Month |
$1,000 |
2.58 |
2.61 |
Quarterly |
| 60 Month |
$1,000 |
2.67 |
2.70 |
Quarterly |
| 60 Mo. Dream** |
$500 |
2.58 |
2.61 |
Quarterly |
| Odd Term |
$1,000 |
To be |
determined |
upon opening |
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SPECIAL ACCOUNT
FEATURES: |
| *See account disclosure
for all rates and annual percentage yields |
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**SPECIAL ACCOUNT FEATURES:
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12 MONTH ADD-ON - ADDITIONS ALLOWED ANY TIME, ANY
AMOUNT |
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18 MONTH IRA PB - ADDITIONS ALLOWED ($25 MIN., 4/MO.) |
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24 MONTH OPTION - ONE RATE CHANGE, PERMITS ADDITIONS ($500 MIN., 1/MO) |
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36 MONTH OPTION - ONE RATE CHANGE, PERMITS ADDITIONS ($500 MIN, 1/MO DURING
1ST TWO YEARS) |
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WITHDRAWALS ARE PERMITTED 1/YEAR WITHOUT
PENALTY. MAX WITHDRAWALS MAY NOT EXCEED 1/2 OF
OPENING BALANCE. MUST MAINTAIN THE $5,000 MIN BALANCE. |
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60 MONTH DREAM - ONE RATE CHANGE, ADDITIONS ALLOWED ($25 MIN., 4/MO., MAX
$500/MO.) |
| 30
MONTH STEP - REFER TO DISCLOSURE FOR ACCOUNT FEATURES |
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A PENALTY MAY BE IMPOSED FOR EARLY
WITHDRAWAL. FEES COULD REDUCE THE EARNINGS. |
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RATES SUBJECT
TO CHANGE. RATES EFFECTIVE
6/22/2009 |
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