|
| |
|
|
  |
|
|
|
|
|
On October 3, 2008, FDIC deposit insurance temporarily increased from
$100,000 to $250,000 per depositor through December 31, 2009. |
|
|
|
|
|
SNB&T is standing solid and your deposits remain FDIC insured.
Go to full
story |
|
|
 |
|
During this time of turmoil and uncertainty, it’s important to feel
that your money is safe and secure. |
|
|
|
Consider these key indicators when choosing your financial
institution: |
|
Longevity:
Many
financial institutions are being bought these days and it’s
uncomfortable to have your accounts switched to a different bank
without having a choice. The Stephenson National Bank & Trust is
proud that we’ve been the same bank for over 134 years and plan to
remain SNB&T for years to come. |
|
|
|
Being financially sound:
There is a capital-to-asset ratio that the government uses to
evaluate the stability of a financial institution. SNB&T has
consistently maintained a level that is over 65% higher than the
required ratio for over 11 years. SNB&T is extremely well
capitalized, which means we are solid as a rock! |
|
|
|
Customer service:
Service has never been more important than now, when you have
questions about your finances. You need answers from a knowledgeable
professional who understands your goals. SNB&T has expertise in
deposits, loans, trust and investment services. Our doors are always
open to customers and we pride ourselves on quickly responding to
your needs. |
|
|
|
Locally owned and managed:
SNB&T is locally owned and managed by
people who are involved in our community. We know our customers and
make decisions based on your specific situation - not some formal
guidelines. We are still actively making loans utilizing our proven,
successful standards. We live, work, and play alongside of you, so
we truly do understand local needs and opportunities. |
|
|
|
|
|
|
|
|
|
|
|
|
|
 |
|
