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Occasional Overdraft Privilege
Service™ |
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Overdraft
Consideration Exclusively for Eligible Checking
Account Customers |
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OOPS! Can
Mean: |
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Fewer
charges from merchants for returned
checks (average cost per returned item
is $25-$35) |
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Avoidance of the embarrassment and
inconvenience of denied purchases and
dishonored checks |
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Availability
of funds when you need them from ATM
withdrawals, Visa® checkcard purchases
or Bank Online/Bankline transactions |
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Additional convenience and flexibility
in managing your funds |
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This discretionary service will
generally be limited to $800 overdraft
for eligible personal accounts and
$1,500 overdraft for eligible business
accounts. Our normal fees will be
charged and included in these limits. |
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How could
OOPS! benefit you? |
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Rather than automatically
returning items unpaid that have
non-sufficient funds, we will
consider payment of your
reasonable overdrafts up to your
assigned OOPS! limit, saving you
a returned check fee from the
retailer.
Click Here for diagram.
However, there is no obligation
on our part and you must
maintain your account in good
standing to be considered for
OOPS! |
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You do not have to apply for
this service nor do you need to
sign any additional documents.
For your convenience, OOPS! is
automatically applied to
qualified accounts. See
“Eligible Account Types” and
“Ineligible Accounts” in the
OOPS disclosure. |
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If you do
not
use the OOPS! Service it costs
you nothing. If you
do
use the OOPS! Service you will
be charged our customary fees
set out in our Account Service &
Fees schedule. “Use” means you
initiate transactions which
cause insufficient funds. |
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OOPS!
is another way we make banking fit your life.
If you have any questions, please call our
bookkeeping department at 715-735-2356. |
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“Strunk & Associate’s” or “Strunk’s” “OOPS!
ServiceSM
are service marks of Strunk & Associates, L.P.
All rights reserved. |
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