Private Student Loans

Now you can pay for college the smart way with great repayment options! Together we can do this.

The Stephenson National Bank & Trust Smart Option Student Loan^® by Sallie Mae^® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply, please get started here.

• Competitive Interest Rates

• Borrow up to 100% of school certified education costs (minimum $1,000)

• Multiple in-school repayment options available

• Borrower benefits available – like rewards and interest rate reductions

• Rates that reward creditworthy borrowers

• Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate

• Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.

• 24/7 online account management

• No prepayment penalty.