IRA Savings
Find your balance and take control of your future with a savings option that earns interest and allows additions.
Benefits
- Easier access to funds.
- Make saving automatic with regular scheduled deposits.
- Unlimited deposits within annual IRA contribution limits.*
- Distributions are quicker
Features
- Open with only $100.
- Tiered rates pay more interest with higher balances, encouraging you to consolidate money from other financials to earn the best potential rate.
- An IRA Savings doesn’t have to be started by your employer - you’re in total control.
- Less complex than a CD which locks money away doesn’t allow additions and requires renewal paperwork.
*Unlimited deposits within annual IRA contribution limits. Not intended to provide tax advice. Contact a tax professional. Subject to Internal Revenue Code requirements and rules. Limitations apply. See the disclosure statement for additional information.
IRA Savings Rates
| Amount | Interest Rate | APY* | Compounded |
|---|---|---|---|
| $0.01 - $49,999.99 | 0.20% | 0.20% | Quarterly |
| $50,000.00 - $149,000.00 | 0.40% | 0.40% | Quarterly |
| $150,000.00 - $249,999.99 | 0.50% | 0.50% | Quarterly |
| $250,000.00 or More | 0.60% | 0.60% | Quarterly |
*Your interest rate and Annual Percentage Yield (APY) may change at our discretion, at any time without notice.
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