Everyday Savings

Whether you're saving to reach a goal or putting money away for everyday expenses, Everyday Savings has you covered.

Benefits & Rewards

  • Unlimited withdrawals or transfers
  • Earns interest
  • Earn even more when you have a loan relationship at SNBT*
  • Use with a checking account for Overdraft Protection

Minimum Balance & Requirements

  • Minimum opening deposit of $250 ($25 if under age 18)
  • Minimum balance of $50 required to earn interest
  • $6 service charge if requirements are not met ($0 under age 18) 

*Accounts & Loans must be titled in the same Tax Reporting Owner to qualify.

Additional Features

  • Overdraft Protection:
    • Transfers money from another deposit account into your checking account.
    • A small transaction charge is assessed for each overdraft transfer, which costs less than an overdraft charge.
  • Overdraft Consideration:
    • We may cover your overdraft so you can avoid merchant fees from declined transactions or returned checks.
    • An overdraft charge may apply for this discretionary service.
    • Available in addition to the overdraft services listed above.
    • Learn the details of Overdraft Consideration
  • Debit Card Overdraft Consent Service:
    • May help you avoid having your transactions automatically declined.
    • Applies only to ATM and everyday Debit Card transactions.
    • An overdraft charge may apply if this service is used to complete your transaction.
  • Learn more about overdraft services here.
  • Automated bank-by phone system that gives you account information using a touchtone phone. To access, call 715-735-BANK (2265) or 800-924-9796.
  • Many employers offer paycheck deposits into a checking or savings account. Consider taking advantage of this benefit to help with budgeting by earmarking a portion of each paycheck to be deposited into your savings account.
  • Keep valuable information and important documents safe.

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