Better than Free!

Choose a rewards checking account from The Stephenson National Bank & Trust that's better than free.

When talking about checking accounts,
what could POSSIBLY be better than “FREE”?

The answer is: one of our SNBT Rewards Checking Accounts! Why settle for ‘free’ when you can actually earn money, receive services at no charge, and be reimbursed for ATM surcharges. Watch our video to learn more...


Don’t settle for free checking... GET MORE! Choose one of our Rewards Checking Accounts that are better than free:

  • Earn $.10 for each Debit Card purchase.
  • Receive $5.00 a month for using e-Banking.
  • Be reimbursed for ATM surcharge fees nationwide.
  • No charge for Bill Pay when you pay one bill each month.

Check out SNBT's new SNBT Rewards Checking Accounts to see which reward account may be right for you!

Contact a Personal Banker to start earning rewards today!


Certain requirements and transactions apply. Debit Card rewards of $.10 per Debit Card purchase up to $5 per statement cycle. ATM surcharges reimbursed up to $15 per statement cycle. At least one bill must be paid/processed using Online Bill Pay during the calendar month otherwise there will be a $6 charge for that statement cycle. For details of these and other services, please contact SNBT at 800-924-1732 or compare accounts .