Cash Management


We understand how challenging it is to run a business. That's why we offer a wide variety of innovative services designed to help you grow your bottom line, plus save you time and money!


Deposit Products:

We offer a wide selection of business Checking and Savings accounts so you can choose what best fits your needs .


eBusiness Banking :

We invest in technology for your business, by offering access to your SNBT Business Accounts anytime 24/7 by computer or mobile phone. Manage account balances, automate payroll processing, make loan payments, and transfer funds.


Line of Credit Sweep:

Save money by accessing your line of credit when it’s needed, then anytime your account reaches a designated balance, automatically make a payment.

  • This automatic process does not require you to do any manual transfers from credit line to your account
  • Access your credit line when needed
  • Pay your line down anytime you have available funds to do so
  • Minimize interest payments by ensuring the lowest amount of credit is being utilized


Business Debit Card:

Benefits :

  • Manage and protect your card by downloading the CardValet App so you know how, when, and where your corporate cards are used. Watch the CardValet tutorial.
  • Save money by reducing paper check usage
  • Individualize cards with spending limits
  • Get cash where and when it’s needed
  • Track and monitor spending on all cards via online reporting tool
  • We no longer offer Business Debit Cards to Non-Profit accounts.


Business Credit Cards
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like:
  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
 

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

 

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