• Low minimum balance
  • The choice to receive either paper statements or eStatements at no charge
  • Unlimited transactions
  • Hometown Giving Back*


  • $500 in Hometown Checking
  • $15.00 service charge if requirements are not met


*SNBT will donate 0.25% of the rolling 12-month average balance in both personal and business Hometown Checking Accounts as of November 30, 2022. Donations will be divided evenly between DAR Boys & Girls Club of Menominee/Marinette, Crivitz Youth, Inc., Greater M&M YMCA, Pembine Area Christians Youth Center, and Legends Basketball, LLC.

Hometown - Giving Back

Be part of the difference.

SNBT is encouraging members of the community to help local youth by simply opening a checking account.

For every dollar deposited in the Hometown Account, we will donate 0.25% to the DAR Boys & Girls Club, Crivitz Youth, Inc., Greater M&M YMCA, and Pembine Area Christians Youth Center, and Legends Basketball, LLC.*

Use this as your normal, everyday checking account.

If you already have an SNBT checking account, it can be converted to a Hometown Account by calling your banker.

We're not asking you to donate; we'll make the donation on your behalf. All you have to do is open a Hometown Account and make regular deposits - we'll take care of the rest.

Additional Features

  • Overdraft Protection:
    • Transfers money from another deposit account into your checking account.
    • A small transaction charge is assessed for each overdraft transfer, which costs less than an overdraft charge.
  • Ready Credit:
    • Transfers funds from a line of credit into your checking account.
    • A small annual charge is assessed and you only pay interest on the funds actually used, which costs less than continual overdraft charges.
  • Overdraft Consideration:
    • We may cover your overdraft so you can avoid merchant fees from declined transactions or returned checks.
    • An overdraft charge may apply for this discretionary service.
    • Available in addition to the overdraft services listed above.
    • Learn the details of Overdraft Consideration
  • Opt-In Overdraft Service:
    • May help you avoid having your transactions automatically declined.
    • Applies only to ATM and everyday Debit Card transactions.
    • An overdraft charge may apply if this service is used to complete your transaction.
  • Learn More about Overdraft Services here.
  • Automated bank-by phone system that gives you account information using a touchtone phone. To access, call 715-735-BANK (2265) or 800-924-9796.
  • Many employers offer paycheck deposits into a checking or savings account. Consider taking advantage of this benefit to help with budgeting by earmarking a portion of each paycheck to be deposited into your savings account.
  • Keep valuable information and important documents safe.
  • The gift that's always the perfect size for any occasion.
  • Businesses can use this to reward employees and thank customers.