Debit Card

Pick Your Own PIN

A New Feature for Debit & ATM Cards!

With Card Self-Service, you're in control of your card's security. 
  • Change your own Personal Identification Number (PIN) without the hassle of coming into the bank!
  • Call 1-800-567-3451 anytime 24/7, from any phone.
  • Allows you to activate your unique PIN when you receive a new card in the mail, plus you can change your PIN at any time.
  • The sophisticated security prompts you to answer identifying questions allowing only you to make PIN changes.
  • Select a PIN that you'll remember, but don't make it easy for others to guess.
  • Avoid using combinations such as '0000' or '1234' or the last four digits of your Social Security Number.
Always keep your PIN and Passwords secure. NEVER give them to anyone.
Though we may send periodic e-mails about e-Banking enhancements and other bank news, we will NEVER call or send e-mails requesting you to “verify” your personal information. If you receive a suspicious e-mail or phone call claiming to be from us, do not hesitate to contact SNBT to confirm its validity.

Debit Card

Safer than carrying cash and easier to make purchases! SNBT’s Debit Card is accepted worldwide.

Enjoy these Benefits: 
  • No need to carry cash or checks.
  • Access your money at ATMs, merchants, or online.
  • Purchases are automatically deducted from your checking account.
  • Conduct online transactions.
  • Transactions appear on your statement for easy record keeping.
  • Track your spending with Bank Online.
  • Save money by reducing the number of paper checks used each month.
  • Get cash where and when it's needed, worldwide.
  • Earn Debit Rewards each month with the Your Choice Rewards Account.
  • Verified by Visa - If you have a Visa Debit Card this service protects your cards when shopping online.
  • MasterCard SecureCode - If you have a Debit MasterCard, this service protects your cards when shopping online.
  • If your card gets lost or stolen, notify SNBT immediately.
  • Call this number for lost, found, or stolen Visa Debit Cards: 800-554-8969
  • Your Debit Card is monitored for potential fraud using Fraud Detective.
  • Learn Debit Card Tips for information on: Daily limits - Reasons for a declined card - Avoiding denied transactions

Signature vs. PIN Transactions
Signature Transactions
  • Choose “credit” and sign the printed receipt.
  • Higher daily limit than PIN transactions.
PIN Transactions
  • Type your PIN on the keypad.
  • May receive cash back from the merchant.

ATM Card

Perfect if you don’t need a Debit Card, but want the convenience of accessing cash by ATM.

Enjoy these Benefits:
  • There is no charge for this service.
  • Get money where and when it’s needed, worldwide.
  • Safer than carrying large sums of cash.
  • Earn ATM Rewards each month with the Your Choice Rewards Account.
  • Your ATM Card is monitored for potential fraud using Fraud Detective.



Always keep your Passwords and PINs secure. NEVER give them to anyone.
Though we may send periodic e-mails about e-Banking enhancements and other bank news, we will NEVER call or send e-mails requesting you to “verify” your personal information. If you receive a suspicious e-mail or phone call claiming to be from us, do not hesitate to contact SNBT to confirm its validity.