Debit Card

Safer than carrying cash and easier to make purchases! SNBT’s VISA Debit Card is accepted worldwide, everywhere Visa is accepted.

Enjoy these Benefits: 
  • No need to carry cash or checks.
  • Access your money at ATMs, merchants, or online.
  • Purchases are automatically deducted from your checking account.
  • Transactions appear on your statement for easy record keeping.
  • Save money by reducing the number of paper checks used each month.
  • Earn Debit Rewards each month with the Your Choice Rewards Account.
  • Personalize your card with your favorite photograph using iDesign Debit Card.
  • Verified by Visa - Protect your cards when shopping online.
  • If your card gets lost or stolen, notify SNBT immediately.
  • Your Debit Card is monitored for potential fraud using Fraud Detective.
  • Learn Debit Card Tips for information on:
- Daily limits - Reasons for a declined card - Avoiding denied transactions

ATM Card


Perfect if you don’t need a Debit Card, but want the convenience of accessing cash by ATM.

Enjoy these Benefits:
  • There is no charge for this service.
  • Get money where and when it’s needed, worldwide.
  • Safer than carrying large sums of cash.
  • Earn ATM Rewards each month with the Your Choice Rewards Account.
  • Your ATM Card is monitored for potential fraud using Fraud Detective.


Signature vs. PIN Transactions
Signature Transactions
  • Choose “credit” and sign the printed receipt.
  • Higher daily limit than PIN transactions.
PIN Transactions
  • Type your PIN on the keypad.
  • May receive cash back from the merchant.



Always keep your Passwords and PINs secure. NEVER give them to anyone.
Though we may send periodic e-mails about e-Banking enhancements and other bank news, we will NEVER call or send e-mails requesting you to “verify” your personal information. If you receive a suspicious e-mail or phone call claiming to be from us, do not hesitate to contact SNBT to confirm its validity.