Home Equity Loans & Lines

Your home is your biggest investment; learn to make that investment work for you with a SNBT Home Equity Line of Credit (HELOC). Enjoy greater financial flexibility utilizing the equity in your home as collateral with a revolving line of credit. Pay interest only on the amount you use.


Uses for a Home Equity Line of Credit
  1. Consolidate Debt
  2. Remodel your Home
  3. Finance an Education
  4. Grow your Business
  5. Pay off High-Interest Credit Cards
  6. Set-up a Rainy Day Fund
  7. Buy a Second Home
  8. Repay Medical Expenses
  9. Make Tax Payments
  10. Take a Vacation
  11. Purchase a Car or Boat


Features
  • Apply only once and borrow as much of your line as you wish - apply now!
  • Access your line of credit at any time, simply by writing a check – decide when and where to use it.
  • Competitive rates - check rates
  • Make interest-only payments if you choose
  • Repay any portion of the principal balance at anytime without a prepayment penalty
  • Monitor your loan and make payments through Bank Online
  • Quick, smooth closing process – see our loan checklist
  • 80% of your home value
  • Easy and convenient online loan application
  • Interest may be tax deductible but please consult your tax advisor