Loans

Casual Banking means you can apply for a loan in the comfort of your own home. We’re offering 3.99% APR on all consumer loans applied for online.

Casual Banking means you can apply for a loan in the comfort of your own home. 

For a limited time, we’re offering 3.99% APR* on all consumer loans applied online. Get started now! And… casual banking for loans is just the beginning, soon you’ll also be able to open deposit accounts online, too. (watch for more information to come!)

All loans are subject to SNBT’s standard underwriting, terms and conditions. Refinancing an existing loan at SNBT will not qualify for the special rate, however refinancing a SNBT loan with $10,000 or more new money will qualify. Qualifying loans & terms:

  • Automobiles & Motorcycles...............................2013 – 2016 maximum term 48 months
  • Boats, ATVs, RVs Under $10,000....................2013 – 2016 maximum term 48 months
  • Boats, RVs, Motor Homes – Over $10,000...2013 – 2016 maximum term 60 months
  • Snowmobiles & Personal Watercraft..............2013 – 2016 maximum term 36 months
  • Apply Online!

* This limited time offer is subject to credit approval and SNBT standard underwriting requirements. The 3.99% Annual Percentage Rate is valid on loan advances for qualifying loans and terms. Real Estate secured loans do not qualify for this promotion. Repayment terms vary based on type and age of loan collateral. Automatic payment from a SNBT checking account is required to receive special rate. Rates are subject to change without notice. Other fees and restrictions may apply. Example: Payments on $10,000 borrowed at 3.99% APR, would equal $225.75 per month for 48 months.


Loan Options


Mortgage Loans – Trust a local loan leader to help you with this major milestone – buying a house, building your dream home, or even refinancing your current mortgage. We will help you through every step and offer a variety of home loan options to fit your needs. (Apply Online!)

Auto Loans – We’ll put you in the driver’s seat of a new or used vehicle. Work with a lender you know and trust who can give you advice as well as great financing options. (Apply Online!)

Personal Loans – Home improvements, vacation, medical expenses – whatever you need, SNBT can help you achieve it. With our help, you choose the loan that is right for your circumstances, a loan that you can comfortably afford. (Apply Online!)

Student Loans – Pursuing higher education is a great investment in your future. SNBT has partnered with Sallie Mae to help you pay for those college expenses not covered by scholarships and federal loans. (Apply Online!)

Home Equity Loans & Lines – Capitalize on the equity in your home for those planned – or unexpected – purchases, while taking advantage of lower interest rates and potential tax savings. (Apply Online!)

Ready Credit – Establish an available line of credit that is tied to your SNBT checking account. Use it in case of emergencies or to prevent overdrafts. (Apply Online!)

Visa Credit Cards – Your SNBT Visa Credit Card will be your card of choice. Receive competitive rates, pay no annual fee, earn rewards, and redeem points for cash back, airline miles, or other great items. (Apply Online!)