Ready Credit

Be prepared for the unexpected! Relax knowing there will be money available when you need it. Just apply for a line of credit from $500 to $2,500. Once approved, your Ready Credit funds are available to meet your needs; whether it’s an emergency expense, finding that perfect purchase, or covering an overdraft on your checking account. Apply Online Today!

  • Easy and convenient loan application - Apply Online!
  • Only pay interest on the funds actually used
  • Eliminate the inconvenience and costly fees of overdrawing your checking account
  • Write a check from your regular account and the necessary funds will automatically be transferred in increments of $100 to cover your check(s).
  • Access your Ready Credit as often as you like, up to your established credit line
  • Access your Ready Credit line with your Debit card
  • Monthly payments will be automatically withdrawn from your checking account
  • Make additional payments online or by mail
  • Receive monthly statements showing transaction details
  • Use Bank Online to check balances, view recent transactions, or make transfers to your checking account