Tips & Tools


Lending Articles

Celebrate... June is American Housing Month!

FEATURED ARTICLE: Housing Terms to Know Before Buying or Renting - If you are in the market to buy a home or become a renter, read these common terms to become familiar with them...

10 Tips to Green Your Home & Save Money - Whether you are a renter or a homeowner, chances are you care about protecting the environment - and saving money. Here are a few tips to help you do both...

7 Pointers to Help Seniors Live at Home Longer - The vast majority of older Americans want to remain in their homes as they grow older. The following are some tips for those considering this option. More...

5 Important Questions When Choosing Your First Home - Moving into your own place can be exciting and frightening at the same time. Consider the following questions when choosing your own home. More...

6 Ways to Save for Your Down Payment - Before you can make the transition from renting to owning a home, you will need to have a substantial down payment. SNBT suggests ways to help you save for it. More...

6 Items for Your New Home's To-Do List - Now that you're settled into your new home, there are six important things you need to consider. More...

7 Tips for Improving Your Credit Score - An important step to finding a home, whether you're renting or buying, is ensuring that you have a good credit history. SNBT suggests the following tips to improve your credit score. More...

Consumer Financial Protection Bureau (CFPB) Mortgage Resource - If you have a question about your mortgage, here is a resource for free help, additional information, and answers to questions. Follow this Link...


Financial Health
Consumer Tips to Improve Credit Reports - Read here to find ways to keep up and maintain your credit reports. Learn how to get a FREE credit report and how to read it.. .

Getting a handle on your finances can seem like a massive chore . - Just like organizing the garage or losing 25 pounds, getting financially fit takes planning and dedication. Here are a few basic elements of financial fitness to keep in mind...

Protecting yourself from Identity Theft isn't hard as long as you have useful information to help you out. There are do-it-yourself tips and software programs that make it very difficult for a criminal to hack into your personal information. Click here to learn more...

Small Drips in Your Personal Budget? - A small savings leak can lead to a flood of money that could have been placed in your rainy day savings account.   Learn to stop these budget drips ... 


Articles for School Students, Grads
Financial Tips for College Students - College students are managing their finances alone for the first time. A brand-new credit card, books, and room and board costs are just a few of the financial balls new students have to juggle. More...

How Will You Pay For College?
You might be wondering how you're going to help pay for post-secondary education. The best way to pay for college is to be a smart consumer. Read on to learn specific tips to help you create a plan to pay for college. More...

Avoid These Common Mistakes When Starting Out -
College graduates may be ready to take on the 'real world' but will they be prepared to encounter - and survive - some of the most common financial mistakes? More...

Grads Living at Home, a Path to Financial Independence – Parents can learn to collaborate together with young adults in order to help them achieve financial independence while living at home post-graduation. More...


Debit & Credit Articles
Keep Your Credit Score Healthy During the Holidays - The holiday shopping season can impact your finances even if you create a budget and stick to it. Here are some tips to make sure your credit score doesn't take a hit during holiday shopping season. More...

Protect Your Financial Data with your Credit Report - When was the last time you checked your credit report? Your credit score affects many aspects of your life, including interest rates on large purchases, obtaining loans, renting an apartment and even applying for a job! More...

Debit Card Tips You Should Know - Learn about debit card limits, the difference between PIN and Signature Based transactions and how to avoid overdrawing your account while using your ATM or Debit Card. More...

Smart Credit Matters - Learn what is a credit score, why is a good score important, and what actions will positively or negatively impact your score. Follow this Link...

Overdraft Protection: Is it right for you? - Sometimes, mistakes happen, which may cause you to overdraw your account. There are services available to help protect you from paying major fees. Read on to see whether you may need it or not. More...


Savings Articles

CD Laddering to Maximize Your Returns - Learn from smart investors how to set up a CD strategy that helps you maximize on the best interest rates, while still enjoying flexibility. More...

Saving is Smart for All Ages - Now is the time to get serious about your savings. Making a few minor changes to spending habits could make savings become a long-term habit. More...

ABCs of Different Ways to Save – All good savings plans start with setting money aside before you have a chance to spend it. Learn a few ‘Save First’ techniques ...

Time to Begin your Financial Diet - A budget, or financial diet, can help improve your financial health. Similar to watching one's weight, a financial diet provides a system to become more money conscious. More...

Tips on budgeting, saving and sustaining good credit scores - Getting a handle on your finances can seem like a massive chore. Just like organizing the garage, getting financially fit takes planning and dedication. More...

Other Resources

Information about 2015 Tax Planning 

SNBT Switch Kit - Ready to move your bank account to SNBT - let us take the hassle out of it with our easy-to-use Switch Kit.

American Bankers Association Consumer Resource Page - Featuring personal finance resources on such topics as: Housing How-To's, Protect Your Money, Kids & Money, and Manage Your Money. Go to the website...

Calculators