Tips & Tools
|Smart Uses for a Home Equity Line of Credit |
Homeowners may be tempted to take out a Home Equity Line of Credit (HELOC) to satisfy their immediate needs or wants.
|Housing Terms to Know Before Buying or Renting |
If you are in the market to buy or become a renter, familiarize yourself with these common housing terms.
|10 Tips to Green Your Home & Save Money |
Whether you are a renter or a homeowner, chances are you care about protecting the environment - and saving money.
|5 Questions When Choosing Your First Home |
Moving into your own place can be exciting and frightening at the same time. Consider the following questions when choosing your own home.
|6 Ways to Save for Your Down Payment |
Before you can make the transition from renting to owning a home, you will need to have a substantial down payment.
|6 Items for Your New Home's To-Do List |
Now that you're settled into your new home, there are six important things you need to consider.
|Consumer Financial Protection Bureau (CFPB)|
If you have a question about your mortgage, here is a resource for free help, additional information, and answers to questions.
|7 Tips for Improving Your Credit Score|
An important step to finding a home, whether you're renting or buying, is ensuring that you have a good credit history.
| Request Your Annual Credit Report |
Read here how to find ways to keep up and maintain your credit reports. Learn how to get FREE credit report and how to read it.
| Small Drips in Your Personal Budget? |
A small savings leak can lead to a flood of money that could have been places in your rainy day savings account. Learn how to stop these budget drips.
| Protecting yourself from Identity Theft |
It isn't hard as long as you have useful information to help you out. There are do-it-yourself tips and software programs that make it difficult for a criminal to hack your personal information.
| 7 Pointers to Help Seniors Live at Home Longer |
The vast majority of older Americans want to remain in their homes as they grow older. The following are some tips for those considering this option.
Articles for College and Graduate Students
| College Doesn't Have to be a Dept Trap |
The increasing costs of higher education are a part of our current reality, but breaking the bank doesn't have to be.
| Financial Tips for College Students |
College students are managing their finances alone for the first time. Here are a few tips to help freshman manage their finances away from home.
| How Will You Pay for College? |
You might be wondering how you're going to help pay for post-secondary education. The best way to pay for college is to be a smart consumer.
| Avoid These Common Mistakes When Starting Out |
College graduates may be ready to take on the 'real world' but will they be prepared to encounter - and survive - some of the most common financial mistakes.
| Grads Living at Home, a Path to Independence |
Parents can learn to collaborate together with young adults in order to help them achieve financial independence while living at home post graduation.
Debit & Credit Articles
| Protect Your Financial Data with your Credit Report |
When was the last time you checked your credit report?Your credit score affects many aspects of your life. From interest rates on large purchases to applying for a job.
| || Debit Card Tips You Should Know |
Learn about debit card limits, the difference between PIN and Signature Based transactions and how to avoid overdrawing your account while using your ATM.
| || Smart Credit Matters |
Learn what a credit score is, why a good credit score is important, and what actions will positively or negatively impact your score.
| Overdraft Protection: Is it right for you? |
Sometimes mistakes happen, which may cause you to overdraw your account. There are services to help protect you from paying major fees.
| CD Laddering to Maximize Your Returns |
Learn from smart investors how to set up a CD strategy that helps you maximize on the best interest rates, while still enjoying flexibility.
| Use your CD to Stretch Your Dollars |
Did you know that you can use your Certificate of Deposit (CD) as collateral to secure a loan? This is a little-known, and under-utilized option that can be used to make a purchase.
| || ABCs of Different Ways to Save |
All good savings plans start with setting money aside before you have a chance to spend it. Learn a few 'Save First' techniques.
| Financial Fitness Tips |
Getting a handle on your finances can seem like a massive chose. Just like organizing the garage, getting financially fit takes planning and dedication.
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American Bankers Association Consumer Resource Page - Featuring personal finance resources on such topics as: Housing How-To's, Protect Your Money, Kids & Money, and Manage Your Money. More...