Tips & Tools


Budgeting Articles 
Plan Your Summer Vacation on a Budget - Here are a few planning and budgeting tips that will keep your vacation relaxing and reduce the stress on your wallet at the same time! Read on...

Financial Spring Cleaning - As spring arrives, in addition to airing out the house, take this opportunity to add a few financial tasks to your spring cleaning To Do list. Read on to learn which tasks to tackle first...

Small Drips in Your Personal Budget? - A small savings leak can lead to a flood of money that could have been placed in your rainy day savings account.   Learn to stop these budget drips...

Smart Ways to Spend Your Tax Refund - Read about some of the smart ways consumers can spend their extra funds in order to: pay off debt, create an emergency fund, save for retirement, or make much needed home or auto repairs. More...

Articles for School Students, Grads
Avoid These Common Mistakes When Starting Out -
College graduates may be ready to take on the 'real world' but will they be prepared to encounter - and survive - some of the most common financial mistakes? More...

Before sending your student off to college, learn about the new interest rate rules for student loans. Plus find a detailed grid on the types of loans, interest rate examples, eligibility, and borrowing limits. More...

Grads Living at Home, a Path to Financial Independence – Parents can learn to collaborate together with young adults in order to help them achieve financial independence while living at home post-graduation. More...

Back to School Savings – Create a strategic budget and planning ahead can help you keep back to school expenses down. Learn a few simple tricks ...

Lending Articles
New Mortgage Rules to Take Affect - The new mortgage rules coming from the Consumer Financial Protection Bureau (CFPB) mean changes in the way lenders determine a borrower’s ability to repay their loan. Learn about the new mortgage rules and what they will mean for consumers. More...

Consumer Financial Protection Bureau (CFPB) Mortgage Resource - If you have a question about your mortgage, here is a resource for free help, additional information, and answers to questions. Follow this Link...

Debit & Credit Articles
Debit Card Tips You Should Know - Learn about debit card limits, the difference between PIN and Signature Based transactions and how to avoid overdrawing your account while using your ATM or Debit Card. More...

Smart Credit Matters - Learn what is a credit score, why is a good score important, and what actions will positively or negatively impact your score. Follow this Link...

Overdraft Protection: Is it right for you? - Sometimes, mistakes happen, which may cause you to overdraw your account. There are services available to help protect you from paying major fees. Read on to see whether you may need it or not. More...


Savings Articles

CD Laddering to Maximize Your Returns - Learn from smart investors how to set up a CD strategy that helps you maximize on the best interest rates, while still enjoying flexibility. More...

Saving is Smart for All Ages - Now is the time to get serious about your savings. Making a few minor changes to spending habits could make savings become a long-term habit. More...

ABCs of Different Ways to Save – All good savings plans start with setting money aside before you have a chance to spend it. Learn a few ‘Save First’ techniques ...

Time to Begin your Financial Diet - A budget, or financial diet, can help improve your financial health. Similar to watching one's weight, a financial diet provides a system to become more money conscious. More...

Tips on budgeting, saving and sustaining good credit scores - Getting a handle on your finances can seem like a massive chore. Just like organizing the garage, getting financially fit takes planning and dedication. More...

Other Resources

Information about 2014 Tax Planning

SNBT Switch Kit - Ready to move your bank account to SNBT - let us take the hassle out of it with our easy-to-use Switch Kit.

American Bankers Association Consumer Resource Page - Featuring personal finance resources on such topics as: Housing How-To's, Protect Your Money, Kids & Money, and Manage Your Money. Go to the website...

Calculators