Rates

Classic Checking*

Amount Interest Rate APY Compounded
$0.01 - $499.99 0.05% 0.05% Monthly
$500.00 - $9,999.99 0.10% 0.10% Monthly
$10,000.00 - $19,999.99 0.10% 0.10% Monthly
$20,000.00 - $49,999.99
0.15% 0.15% Monthly
$50,000.00 - Or More 0.20% 0.20% Monthly

*INCLUDES BUSINESS SUPER NOW

Sterling Rewards

Amount Interest Rate APY Compounded
$0.01 - $4,999.99 0.10% 0.10% Monthly
$5,000.00 - $24,999.99 0.15% 0.15% Monthly
$25,000.00 - $74,999.99 0.20% 0.20% Monthly
$75,000.00 - Or More 0.30% 0.30% Monthly

Progressive Money Market

Amount Interest Rate APY Compounded
$.01 - $9,999.99 0.15% 0.15% Monthly
$10,000.00 - $49,999.99 0.25% 0.25% Monthly
$50,000.00 - $99,999.99 0.30% 0.30% Monthly
$100,000.00 Or More 0.40% 0.40% Monthly

Business Checking with Interest & IOLTA/IBRETA

Amount Interest Rate APY Compounded
$.01 Or $249,999.99 0.20% 0.20% Monthly
$250,000.00 Or More 0.40% 0.40% Monthly

Health Savings Account

Amount Interest Rate APY Compounded
$50.00 - $999.99 0.15% 0.15% Monthly
$1,000.00 - $9,999.99 0.15% 0.15% Monthly
$10,000.00 - $24,999.99 0.20% 0.20% Monthly
$25,000.00 Or More 0.25% 0.25% Monthly

Savings Accounts

Amount Interest Rate APY Compounded
Savings 0.25% 0.25% Quarterly
Club Savings 0.25% 0.25% Simple Interest

Certificates of Deposit

Certificates of Deposit CD Amount Interest Rate APY Compounded
6 Month $2,500 0.30% 0.30% Semi-Annually
12 Month $1,000 0.50% 0.50% Quarterly
12 Month Add-on** $100 0.30% 0.30% Quarterly
18 Month $1,000 0.60% 0.60% Quarterly
24 Month $1,000 0.75% 0.75% Quarterly
36 Month $1,000 1.00% 1.00% Quarterly
48 Month $1,000 1.15% 1.15% Quarterly
60 Month $1,000 1.30% 1.31% Quarterly
60 Month Option** $500 1.20% 1.21% Quarterly

Individual Retirement Arrangement (IRA)

IRA Deposit Amount Interest Rate APY Compounded
6 Month $2,500 0.30% 0.30% Semi-Annually
12 Month $1,000 0.50% 0.50% Quarterly
18 Month $1,000 0.60% 0.60% Quarterly
18 Month Add-on** $100 0.55% 0.55% Semi-Annually
24 Month $1,000 0.75% 0.75% Quarterly
36 Month $1,000 1.00% 1.00% Quarterly
48 Month $1,000 1.15% 1.15% Quarterly
60 Month $1,000 1.30% 1.31% Quarterly
60 Month Option** $500 1.20% 1.21% Quarterly
**Special Account Features:

12 MONTH ADD-ON CD - ADDITIONS ALLOWED ANY TIME, ANY AMOUNT
18 MONTH ADD-ON IRA - ADDITIONS ALLOWED ($25 MIN, 4/MO)
60 MONTH OPTION - ONE RATE CHANGE ALLOWED. ADDITIONS ALLOWED ($25 MIN, 4/MO, MAX $500/MO)

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL.
FEES COULD REDUCE THE EARNINGS.
RATES SUBJECT TO CHANGE. RATES EFFECTIVE 4/1/2014.