Rates

Consumer Deposit Rate Chart

Classic Checking

Amount Interest Rate APY Compounded
$0.01 - $499.99 0.15% 0.15% Monthly
$500.00 - $9,999.99 0.15% 0.15% Monthly
$10,000.00 - $19,999.99 0.20% 0.20% Monthly
$20,000.00 - $49,999.99
0.20% 0.20% Monthly
$50,000.00 - or More 0.25% 0.25% Monthly

 Sterling Rewards

Amount Interest Rate APY Compounded
$0.01 - $24,999.99 0.25% 0.25% Monthly
$25,000.00 - $99,999.99 0.30% 0.30% Monthly
$100,000.00 - $499,999.99 0.40% 0.40% Monthly
$500,000.00 - or More 0.50% 0.50% Monthly

Progressive Money Market

Amount Interest Rate APY Compounded
$.01 - $9,999.99 0.30% 0.30% Monthly
$10,000.00 - $49,999.99 0.40% 0.40% Monthly
$50,000.00 - $99,999.99 0.50% 0.50% Monthly
$100,000.00 or More 0.85% 0.85% Monthly

Health Savings Account

Amount Interest Rate APY Compounded
$50.00 - $999.99 0.15% 0.15% Monthly
$1,000.00 - $9,999.99 0.15% 0.15% Monthly
$10,000.00 - $24,999.99 0.20% 0.20% Monthly
$25,000.00 or More 0.25% 0.25% Monthly

eTransaction Account

Amount Interest Rate APY Compounded
$50.00 or More 0.10% 0.10% Quarterly

Savings Accounts

Amount Interest Rate APY Compounded
Savings ($50 or More) 0.25% 0.25% Quarterly
Club Savings 0.25% 0.25% Simple Interest

Certificates of Deposit

Certificates of Deposit CD Amount Interest Rate APY Compounded
6 Month $2,500 0.50% 0.50% Semi-Annually
9 Month $5,000 1.74% 1.75% Quarterly
12 Month $1,000 0.80% 0.80% Quarterly
12 Month Add-On** $100 0.75% 0.75% Quarterly
18 Month Special
$5,000  2.00% 2.02%  Quarterly
18 Month Special ($10,000
New Money to SNBT)
 
$10,000
 
2.15%
 
2.17%
 
Quarterly
24 Month $1,000 1.25% 1.26% Quarterly
24 Month Homebuyer** $100 1.00% 1.00% Quarterly
36 Month $1,000 1.45% 1.46% Quarterly
48 Month $1,000 1.65% 1.66% Quarterly
60 Month $1,000 2.00% 2.02% Quarterly

Individual Retirement Arrangement (IRA)

IRA Deposit Amount Interest Rate APY Compounded
6 Month $2,500 0.50% 0.50% Semi-Annually
9 Month Special $5,000 1.74% 1.75% Quarterly
12 Month $1,000 0.80% 0.80% Quarterly
18 Month Add-on** $100 0.75% 0.75% Semi-Annually
18 Month Special $5,000 2.00% 2.02% Quarterly
24 Month $1,000 1.25% 1.26% Quarterly
36 Month $1,000 1.45% 1.46% Quarterly
48 Month $1,000 1.65% 1.66% Quarterly
60 Month $1,000 2.00% 2.02% Quarterly
**Special Account Features:

12 MONTH ADD-ON CD - ADDITIONS ALLOWED ANY TIME, ANY AMOUNT.
18 MONTH ADD-ON IRA - ADDITIONS ALLOWED ($25 MIN, 4/MO).
24 MONTH HOMEBUYER - ADDITIONS ALLOWED ANY TIME, ANY AMOUNT.


A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL  OF CDs.
FEES COULD REDUCE THE EARNINGS. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

RATES EFFECTIVE 10/1/2018


Business Deposit Rate Chart

Progressive Money Market

Amount Interest Rate APY Compounded
$.01 - $9,999.99 0.30% 0.30% Monthly
$10,000.00 - $49,999.99 0.40% 0.40% Monthly
$50,000.00 - $99,999.99 0.50% 0.50% Monthly
$100,000.00 or More 0.85% 0.85% Monthly

Business Checking with Interest & IOLTA/IBRETA

Amount Interest Rate APY Compounded
$.01 - $249,999.99 0.15% 0.15% Monthly
$250,000.00 or More 1.72% 1.73% Monthly

Savings Accounts

Amount Interest Rate APY Compounded
Savings ($50 or More) 0.25% 0.25% Quarterly




Certificates of Deposit

Certificates of Deposit CD Amount Interest Rate APY Compounded
3 Month $2,500 0.30% 0.30% Quarterly
6 Month $2,500 0.50% 0.50% Semi-Annually
12 Month $1,000 0.80% 0.80% Quarterly
18 Month Special $5,000 2.00% 2.02% Quarterly
24 Month $1,000 1.25% 1.26% Quarterly
36 Month $1,000 1.45% 1.46% Quarterly
48 Month $1,000 1.65% 1.66% Quarterly
60 Month $1,000 2.00% 2.01% Quarterly










ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. FEES COULD REDUCE EARNINGS.
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL OF CDs.
BUSINESS CDs WILL NOT AUTOMATICALLY RENEW.
NON-RENEWABLE CDs WILL NOT EARN INTEREST AFTER MATURITY.
CDs MUST BE REDEEMED BY AN AUTHORIZED SIGNER UPON MATURITY.
BENEFICIAL OWNERSHIP CERTIFICATION MAY BE REQUIRED PRIOR TO OPENING A BANK ACCOUNT. (BENEFICIAL OWNERSHIP SUBJECT TO LEGAL ENTITY - Inc., LLC, LLP, Corp, etc.)

RATES EFFECTIVE 10/15/2018