* To earn $50, you must refer a qualified “new customer,” which is a person who: Does not already have a deposit account when new deposit account is opened; Does not already have a loan when new loan is opened; Is a loan customer without a deposit account; or Is a deposit customer without a loan. Accounts excluded from this promotion are: CD/IRA, IRA Savings, Minor Savings, Club Account, Safe Deposit Box, Credit Card, or Ready Credit. Rewards will be deposited into your account and into the new customer’s account and will be reflected on the corresponding month’s statement. The information on this form will be used solely by SNBT and will not be shared with any outside parties or sold for any purpose. This form serves as a one-time waiver of privacy rights by both parties, whereas each may be aware of the presence of an account relationship. A 1099 will be issued if bonuses total $600 or more for the calendar year. You will be responsible for applicable taxes.