Take Your Pick

Most businesses need a checking account—but every businesses' needs are different. You deserve a checking account that fits your business and banking needs.

Business 100

The account built for businesses that have only just begun the journey to success.

  • Receive 100 items at no charge per statement cycle
  • Smooth account opening process
  • For businesses with low activity

Business 300

Climb the success ladder with an account that grows with you.

  • Receive 300 transactions at no charge per statement cycle
  • Our most popular account
  • For businesses with moderate activity

Business Checking

Busy as a bee? This account has what it takes to keep up and set you ahead!

  • Low minimum balance
  • Receive Earnings Credits based on the account balance
  • For businesses with high activity

Hometown Business

This account will inspire success while also supporting your hometown.

  • Low minimum balance - $0.01 to be exact
  • Earns interest
  • Gives back to the community

Community Checking

If your business is built on the foundation of helping others, look no further.

  • No minimum balance requirements
  • No fees
  • For 501(c)(3) Non-Profits

*Effective as of 10/19/2021

Business 100Business 300Business CheckingHometown BusinessCommunity CheckingMoney MarketSavings
The Right Tool ForLow ActivityModerate ActivityHigh ActivityLow Activity & High Balance501(c)(3) Non-ProfitsFuture GrowthCash Reserves
Minimum Balance$250$2,500$0.01$0.01$0$10,000$250 ($25 if under age 18)
Earns Interest Earnings Credits(2) based on balance
View Rates For Hometown Business

View Rates for Business Money Market
Included100 items at no charge300 items at no chargeUnlimited items at no charge
eServices
Activity Charges$0.25 per item(1) over 100$0.25 per item(1) over 300$0.15 per item(1) $0.15 per item(1) None
Service Changes$10 if below minimum. $3 if paper statements$10 if below minimum$10$10$0$10 if below minimum$5 if below minimum ($0 if under age 18)
Account DetailsLearn More About Business 100Learn More About Business 300Learn More About Business CheckingLearn More About Hometown BusinessLearn More About Community CheckingLearn More About Business Progressive Money MarketLearn More About Business Savings Accounts
1. Transaction items include: deposits, checks, deposited checks, other debits, credits, ACH, and other automatic transactions.
2. Commercial Account Analysis (CAA) is a program designed to recognize the value of account balances by awarding “earnings credits”, which may be used to offset account charges. Monthly account charges will be deducted from any earnings credits accrued. If charges exceed earnings credits, the difference will be deducted from your account each month. If your business has multiple accounts, you may choose to consolidate the accounts’ charges and earnings credits to potentially minimize out of pocket costs.

Commercial Account Analysis

Designed to recognize the value of your account by awarding earnings credits which can be used to offset fees. Each month, SNBT analyzes your accounts by comparing the costs of the services you've used with the balances you've maintained. The costs will be deducted from your earnings credit. You may combine multiple accounts to aggregate fees and earnings credits.

Business Account Checklist

Be prepared for a smooth account opening process with this list of items.

  • Articles of Organization
  • Notice from IRS of Federal Tax Identification Number
  • Expected level of activities you will run through each account

Needed for anyone who owns 25% or more of the company and on one person who has significant control over the business:

  • Photocopy of valid driver's license
  • Name
  • Address
  • Date of birth
  • Social security number

Needed for all account signers:

  • Photocopy of valid driver's license
  • Name
  • Address
  • Date of Birth
  • Social security Number