Checking
There never seem to be enough hours in the day, but with the right checking account, you will find the time to manage your money, your way.
Checking
There never seem to be enough hours in the day, but with the right checking account, you will find the time to manage your money, your way.
Take Your Pick
We don't believe in "one size fits all," and neither should you. You deserve a checking account that fits your lifestyle and banking needs.
Sterling Rewards
Add a little extra value back into your everyday.
Hometown Account
The account you can bank on to make a difference.
eChecking
For those with an aptitude for technology.
Basic Checking
An account that keeps it simple. No frills, no fuss necessary.
HSA
Stay in control of your healthcare costs.
Compare Your Checking Options
Let us help match you with the checking account that fits your lifestyle.
*Effective as of 6/26/2022
Benefits & Rewards |
Minimum Balance & Requirements |
Ways to Earn |
Earns Interest |
eServices |
Service Charge if Requirements Not Met |
1 An ATM surcharge is the fee that the owner of the non-Stephenson National Bank & Trust ATM may charge for a transaction conducted with a ATM or Debit Card.
2 Combined Balance - Accounts must be titled in the same Tax Reporting Owner to qualify. Deposit accounts use the Minimum Balance month-to-date, which is the lowest balance during the current calendar month. Loan balances are based on the current balance and any available credit amount on lines of credit.
3 Make at least twenty-five (25) qualifying SNBT debit card point of sale (POS) transactions (PIN-based or signature-based) that post and clear the account each statement cycle to earn $5.00 reward. A statement cycle begins the first calendar day of the month and ends on the last calendar day of the month.
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Additional Features