Privacy Policy

Click Here to read our Privacy Policy

Mobile App Privacy Policy

Click here to read our Mobile App Privacy Policy

Online Privacy & Use of Cookies

What are cookies? 

Cookies are small text files that a website may put on your computer or mobile device when you first visit a site or new page. They allow our website to recognize your computer or mobile device and remember what you did the last time you visited. Sometimes this means it will help images load faster, remember your username and preferences, analyze how well our website is performing, or even allow us to recommend content we believe may be most relevant to you. 

How we Use Cookies and Personal Data

Some of our cookies may collect and store limited personal data, such as:

  • Name or email address
  • Date and time our site was accessed
  • IP address (A numeric address given to servers connected to the Internet)
  • City, state, and country
  • Web browser used

We are committed to respecting and protecting your privacy and will ensure that personal data we collect is kept and treated in accordance with our privacy policy.

In addition, site visitors may choose to provide us with personal information via our online forms or email. This information is used by SNBT internally, as appropriate, to handle the visitor's request. It is NOT disseminated or sold to other organizations.

How you can manage cookies from your browser

The browsers on most computers and mobile devices are usually set up to accept cookies. If you want to change your cookie preferences for our website, or any other website, you can do this through your browser settings. Go to your browser’s "Help" menu for more information on making these changes.

Before you change your cookie preferences, remember that cookies are often used to enable and improve certain functions on our website.  If you choose to switch off or disable certain cookies, it may affect how our website works. For example, without allowing cookies you may be required to take extra login measures for online banking security because the site may not remember you.

Technical Specifications & System Requirements

To use Bank Online, Business Bank Online, Mobile Banking, and Bill Pay you should check whether your phone and internet browser are compatible with the system requirements. For more information or a more detailed listing, please Contact Us.

Diversity & Inclusion Policy

The Stephenson National Bank & Trust is a dynamic organization that cares about its employees, customers, and the communities it serves. The Bank’s leadership values and respects a diverse culture and embraces diversity because it makes us a better employer and a better provider of services to our customers. Recognizing and valuing diversity strengthens The Stephenson National Bank & Trust’s ability to attract, retain and engage employees, and reinforces our relationship within our communities. The Bank is committed to fostering, cultivating and preserving a culture of diversity and inclusion. Read the entire Diversity & Inclusion Policy

Terms of Use

At The Stephenson National Bank & Trust, we continually strive to meet the needs of our customers and are committed to treating individual consumer information responsibly.

Because we believe that the protection of your information is one of our fundamental responsibilities, all of our employees receive orientation to customer confidentiality policies. Plus, customer information is provided only to authorized employees.

We collect and use information about our customers to develop products and services to meet your needs, and to comply with certain laws and regulations.

As banking technology develops, and new avenues for service delivery evolve, our commitment to safeguarding your information remains as strong as ever.


Links from The Stephenson National Bank & Trust website to other third party websites are to be used at your own risk. The Stephenson National Bank & Trust only has these links on our website as a convenience for our visitors. We do not guarantee any claims made by these third parties or guarantee the security and privacy of a visitor while they are visiting a third party website. These third party websites are not FDIC Insured.

Retail Mobile Banking Terms & Conditions

Click here to read the Terms & Conditions for our Retail Mobile Banking application