• Flexible loan terms
  • Payment can be automatically deducted from your SNBT Checking Account
  • Rate, term, and downpayment are based on the type of vehicle you wish to purchase
  • Local decision making and payment processing
  • Personalized service from start to finish


  • Easy and convenient online loan application
  • Monitor your loan and make payments through Bank Online

Local Lending

Our relationship continues even after your loan is closed, while other banks sell your info to an outside provider. We continue to maintain your loan by applying your payments, answering questions, and providing payoff information.

Educate Yourself

Find the vehicle option best fit for you and your budget.

Research new and used auto prices with assistance from the NADA Guide.

Calculate Your Auto Budget

Do the math before you step on the lot!

We have calculators to help you crunch the numbers, so you can be confident you made the best financing decision.

Personal Loan Checklist

Make it easy on yourself.

Get the process started by dotting your i's and crossing your t's.

  • Completed Personal Loan Application
  • Vehicle Sales Contract (if applicable)
  • Two Recent Pay Stubs
  • Most Recent W-2
  • Current Bank & Investment Statements
  • Loan Payment Information
  • Driver's License