• Receive your digital card as soon as it's issued! Add it to your digital wallet and start using your new card while you wait for the physical card to arrive in the mail.
  • Purchases are automatically deducted from your checking account. 
  • Transactions are monitored for potential fraud using Fraud Detective.
  • Know how, when, and where your card is used with Debit Card management features in our mobile app.

Signature Transactions

  • Higher purchasing limit than PIN transactions
  • For merchant transactions, simply choose “credit” and sign the keypad or printed receipt.
  • Merchants will send us the purchase total for authorization. This amount is placed on hold and removed from your available balance immediately. The hold is released after approximately 72-hours or when the transaction clears, whichever comes first.

PIN Transactions

  • Simply punch in your PIN on the keypad
  • Allows you to receive cashback at no charge at a merchant
  • The funds are deducted from your account immediately

Be Careful: If you re-try a declined transaction multiple times it may cause your card to become locked and unable to be used for any transaction.

Automatic Billing Updater

Uses secure technology to automatically verify and submit updated Debit Card information to participating merchants that you have authorized to maintain your card information on file.

Cardholder Services

Cardholder Services: 715-732-1732
24/7 Debit Card assistance

  • If your card is lost or stolen cards, call Cardholder Services immediately to report
  • Don't forget to let Cardholder Services know when you're traveling or making a large purchase

NOTE: Cards that are inactive or in a restricted status may be subject to closure.

With Contactless Debit Cards, you simply tap to pay! 

  1. Look for the contactless symbol on the payment terminalTerminal Icon
  2. Tap your card on the terminal to pay
  3. Remove your card after your transaction is confirmed
  4. Follow any prompts to sign or input your PIN 

Pick your own PIN for Debit Cards

Change your own Personal Identification Number (PIN) without the hassle of coming into the bank!

Select a PIN that you'll remember, but don't make it easy for others to guess. Avoid using combinations such as '0000' or '1234' or the last four digits of your Social Security Number.

Call 1-800-992-3808

Always keep your PIN and passwords secure. Never give them to anyone.

Interactive Video Player

Choose how you pay!

Learn more about your SNBT Card and the secure & versatile capabilities it has to offer.