Simplify & Streamline

Maximize your daily cash flow, and put your money to work where it has the most benefit. We offer a full suite of customized solutions, including tools to help streamline your payments and collections processes, as well as services that provide the information you need, when you need it.

Insure Your Funds

Normally, deposit insurance coverage is limited at $250,000 for each ownership capacity. Our Treasury Management Specialists understand how to align your accounts, and invest surplus funds, while ensuring you receive maximum deposit insurance coverage on large deposits.

Risk Management

Prevent unauthorized or fraudulent transactions from clearing your business account. Each day, Positive Pay compares the checks and electronic debits you’ve presented for payment against those you’ve issued. Ultimately, your business always decides whether to accept the check or not. Use this powerful tool to protect your business against fraud, improve efficiency, and provide greater peace of mind.

Financial Solutions

ACH Origination

Streamline vendor payments, cash disbursements, accounts receivable collections, payroll, cash concentration, and federal & state tax payments. Avoid writing paper checks and buying stamps. Initiate one-time or recurring payments and collections.

Desktop Deposits

Manage a large volume of check deposits 7 days a week, right from your workspace. Use the desktop check scanner to scan multiple checks at a time, and securely transmit the images to make same-day deposits until 6:00 pm CST.

Online Wire Transfers

Initiate and approve wire transfers securely through online banking.

Online & Mobile Banking

Monitor account balances and recent activity via desktop computer or through our Mobile App. Transfer funds between SNBT business accounts. Set separate access controls for different users within your organization as they pertain to job functions.

Online Bill Pay

Pay bills from one secure login. Automate recurring payments, make one-time payments, and retain biller information to make future payments more efficient.

Mobile Check Deposit

Deposit checks while on the road with our Mobile App. Use your phone’s camera to take a picture of the front and back of a check.


Access your statements and maintain historical records while saving space in your filing cabinet. Customize your settings to send email notifications, and enable your accounting team to receive copies to keep your books airtight.

Merchant Services

Generate more sales while offering your customers options to make credit or debit payments. An all-in-one point-of-sale system to transform your payment processing and business management solutions.