It's so simple to earn your $5 reward!

Make at least 25 debit card purchases (PIN or signature)

Be enrolled in eStatements



Benefits & Rewards

  • Earn $5 for using your Debit Card!*
  • If you don't make all 25 debit card purchases this month, you can get right back to earning your rewards the very next month! 

How to Earn Rewards

  • Make 25 Debit Card purchases each month (PIN or signature)* and
  • Be enrolled in eStatements

Minimum Balance & Requirements

  • No minimum account balance
  • $3 charged if you choose to receive paper statements (eStatements provided at no charge)

*To earn $5.00 reward, you must be enrolled in eStatements and make at least twenty-five (25) qualifying SNBT debit card point of sale (POS) transactions (PIN-based or signature-based) that post and clear the account each statement cycle. A statement cycle begins the first business day of the month and ends on the last business day of the month.

Get started with your Simple Rewards account

Complete the form below to start the conversation with a banker about Simple Rewards!

Additional Features

Overdraft Services

  • Overdraft Protection:
    • Transfers money from another deposit account into your checking account.
    • A small transaction charge is assessed for each overdraft transfer, which costs less than an overdraft charge.
  • Ready Credit:
    • Transfers funds from a line of credit into your checking account.
    • A small annual charge is assessed and you only pay interest on the funds actually used, which costs less than continual overdraft charges.
  • Overdraft Consideration:
    • We may cover your overdraft so you can avoid merchant fees from declined transactions or returned checks.
    • An overdraft charge may apply for this discretionary service.
    • Available in addition to the overdraft services listed above.
    • Learn the details of Overdraft Consideration
  • Opt-In Overdraft Service:
    • May help you avoid having your transactions automatically declined.
    • Applies only to ATM and everyday Debit Card transactions.
    • An overdraft charge may apply if this service is used to complete your transaction.
  • Learn More about Overdraft Services here.

Direct Deposit

  • Many employers offer paycheck deposits into a checking or savings account. Consider taking advantage of this benefit to help with budgeting by earmarking a portion of each paycheck to be deposited into your savings account.

Safe Deposit Boxes

  • Keep valuable information and important documents safe.

Gift Cards

  • The gift that's always the perfect size for any occasion.
  • Businesses can use this to reward employees and thank customers.

Bank by Phone

  • Automated bank-by phone system that gives you account information using a touchtone phone. To access, call 715-735-BANK (2265) or 800-924-9796.