• Access by writing a check or making a Debit Card transaction from your regular account
  • Funds are transferred in $100 increments


  • Ready when you need it
  • Eliminate the inconvenience and costly fees of overdrawing your checking account
  • Access your Ready Credit as often as you like, up to your established credit line


  • Easy and convenient application
  • Use Bank Online to check balances, view recent transactions, or make transfers to your checking account
  • Monitor your line and make payments through Bank Online

Use Your Ready Credit for...

  • Emergency Expenses
  • Covering Overdrafts
  • Business Opportunities
  • Paying Sizable Tax Bills

Additional Features

  • Direct Deposit
  • Automatic Transfers
  • Overdraft Services
  • Safe Deposit Boxes
  • Gift Cards
  • Cashier's Checks
  • Wire Transfers
  • Bank by Phone
  • Reorder Checks