• Access to your full credit report and score
  • Credit Sense is free
  • Monitors your credit report daily and sends you alerts
  • Credit Report and Score from TransUnion Credit Reporting agency are considered 'soft inquiries’ which do not affect your credit score


  • Check your credit score as often as you like
  • Understand what makes up your current Credit Score
  • Learn how you can improve your score


Enrollment is quick! Just login to Bank Online and follow the prompts through the authentication process. Once you're enrolled, you'll even be able to see your score using our Mobile Banking App.

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Know Your Score

Gain a better understanding of your current Credit Score with the help of Credit Sense.

Learn how to begin improving your credit score while uncovering ways you can save money on new and existing loans that set your financial goals ahead.

Additional Features

  • Overdraft Protection:
    • Transfers money from another deposit account into your checking account.
    • A small transaction charge is assessed for each overdraft transfer, which costs less than an overdraft charge.
  • Overdraft Consideration:
    • We may cover your overdraft so you can avoid merchant fees from declined transactions or returned checks.
    • An overdraft charge may apply for this discretionary service.
    • Available in addition to the overdraft services listed above.
    • Learn the details of Overdraft Consideration
  • Debit Card Overdraft Consent Service:
    • May help you avoid having your transactions automatically declined.
    • Applies only to ATM and everyday Debit Card transactions.
    • An overdraft charge may apply if this service is used to complete your transaction.
  • Learn more about overdraft services here.
  • Automated bank-by phone system that gives you account information using a touchtone phone. To access, call 715-735-BANK (2265) or 800-924-9796.
  • Many employers offer paycheck deposits into a checking or savings account. Consider taking advantage of this benefit to help with budgeting by earmarking a portion of each paycheck to be deposited into your savings account.
  • Keep valuable information and important documents safe.