Employee Rewards

  • Easily access funds to pay for qualified medical expenses
  • Funds stay with you even if you change employment
  • Schedule regular deposits to save automatically
  • Pay for qualified medical expenses in a tax-advantaged way from your Debit Card.

Employer Rewards

  • Support your employees and relieve them of the financial pressure of healthcare costs
  • Tax deduction for contributions
  • Attract and retain employees by providing expanded employee benefits
  • Lower overall health insurance costs by switching from a low to a high deductible health plan


To be eligible for an HSA, all of these statements must be true:

  • Covered by an HSA-eligible high deductible health plan (HDHP)
  • Not covered by a non-HDHP that provides coverage for any benefit also covered under the HDHP
  • Not enrolled in Medicare
  • Not eligible to be claimed as a dependent on another person's tax return


Additional Features

  • Overdraft Protection:
    • Transfers money from another deposit account into your checking account.
    • A small transaction charge is assessed for each overdraft transfer, which costs less than an overdraft charge.
  • Ready Credit:
    • Transfers funds from a line of credit into your checking account.
    • A small annual charge is assessed and you only pay interest on the funds actually used, which costs less than continual overdraft charges.
  • Overdraft Consideration:
    • We may cover your overdraft so you can avoid merchant fees from declined transactions or returned checks.
    • An overdraft charge may apply for this discretionary service.
    • Available in addition to the overdraft services listed above.
    • Learn the details of Overdraft Consideration
  • Opt-In Overdraft Service:
    • May help you avoid having your transactions automatically declined.
    • Applies only to ATM and everyday Debit Card transactions.
    • An overdraft charge may apply if this service is used to complete your transaction.
  • Learn More about Overdraft Services here.
  • Automated bank-by phone system that gives you account information using a touchtone phone. To access, call 715-735-BANK (2265) or 800-924-9796.
  • Many employers offer paycheck deposits into a checking or savings account. Consider taking advantage of this benefit to help with budgeting by earmarking a portion of each paycheck to be deposited into your savings account.
  • Keep valuable information and important documents safe.
  • The gift that's always the perfect size for any occasion.
  • Businesses can use this to reward employees and thank customers.